Business Loans

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Business or commercial loans are debt-based funding arrangements. Our commercial loans may be used to fund large capital expenditures and/or operations that a business may otherwise be unable to afford. We normally offer these loans on a short-term basis and almost always backed with some sort of collateral.

Commercial loans can be at flexible rates of interest that are tied to the bank prime rate or else to the London Interbank Offered Rate (LIBOR). We expect borrowers to produce regular financial statements, which can be used to compare performance with agreed business plans. These loans are typically available to small and medium size businesses that do not have direct access to the debt and equity markets for financing purposes.